Buyers Guide

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The Ultimate Buyers Guide

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage
agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately
influence your property search.

After you read this Buyers Guide, if you would like independent advice on your best options, please speak to one of our staff as we can recommend some superb independent financial advisors who can help you obtain the best possible solution for
your needs.

The first step to finding the right property is to register with us either by calling us on 020 3475 3474 or visiting
our offices where you can discuss your property requirements with one of our local agents. You can also register
your interest about a specific property online if you are short on time.
With lots of properties to choose from you can rest assured we have just what you’re looking for.

Once we have a clear understanding of your requirements you will receive a selection of properties that match
your criteria.

We can also keep you constantly up-to-date via email and SMS alerts when the latest properties
become available.

We’re open at times to suit you, convenient for viewing after work and at weekends:
In order to secure a property, we recommend an early viewing.

We will ensure you are in a relaxed frame of mind
and accompany you throughout so that we are on hand to answer any questions immediately and advise where

The successful purchase of a property can be reliant on the instruction of an efficient and experienced solicitor. It
is a good idea to use a solicitor who knows the area that you’re moving to and specializes in conveyancing.

Conveyan, one of the capital’s leading conveyancing specialists, gives you access to one of the largest panels of
property solicitors specializing in the London and Home Counties market. Their solicitors have all been hand-
picked for their expertise, speed, and efficiency.

Landlord Guide

Once you have identified a suitable property we will put your offer forward to the seller both verbally and in writing
stating any special conditions of the offer.

You may need to demonstrate if requested, that you are able to
proceed (e.g. provide evidence of your mortgage agreed in principle).

There are no legal obligations on either side until contracts are signed.

Once your offer is accepted we will do the following:

  • Prepare a memorandum of sale
  • Write to all parties to confirm the agreed price
  • Ask you to confirm your solicitor’s and mortgage broker’s details

You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage
broker to proceed with your application.

As part of the conveyancing process your solicitor will do the following:

  • Raise any inquiries on receipt of the draft contract from the seller’s solicitor
  • Request their own local searches
  • Agree on a date for exchange of contracts

We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural
problems and advise on the property’s value.
After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor
which you will need to sign before it is returned.

There are no legal obligations until contracts are signed.

Exchange of contracts occurs when all inquiries have been confirmed and agreed.
Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be
telegraphically transferred or paid in the form of a banker’s draft from your solicitor to the seller’s solicitor.

The completion date is then set by mutual agreement.

Completion is when the residual monies (usually 90%) are transferred from your solicitor to the seller's solicitors account.

We will release the keys once the money has cleared in the seller’s account.

Congratulations, you are now the legal owner of your new home!

Please note: This Buyers Guide is not exhaustive and should only be taken as recommendation and not legal advice. Please talk to our Estate Agents if you have any questions.

Buyers Guide

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